The paid up additions riders is a form of additional insurance that you can purchase as part of your permanent life insurance policy. You purchase the riders with your policy dividends. [Read more…]
If you need coverage for your spouse, and you have a policy or are getting a policy, the Spouse Term Rider can potentially save you both money. [Read more…]
A Term Rider is a form of benefit for your insurance policy which supplements the coverage you have in the basic policy, designed for those who have permanent life insurance policies but face changing financial needs later in life.
This is a way for you to add term coverage to your basic permanent policy on an as-needed basis. [Read more…]
No parent wants to imagine there child dying but it does happen. Massachusetts has the lowest child death rates and Alaska has the highest.
With a little planning, if the worst thought imaginable did happen to you, at least you would not be also suffering financially. [Read more…]