Charitable Giving Riders are a way for you to donate some of your total death benefit from your life insurance policy to a charity of your choice.
The Cost of Living Rider is a feature that you can purchase with several different forms of life insurance plans.
This benefit is meant to help you with the potential of future inflation. If you purchase the cost of living rider, your policy might increase in value as inflation increases. [Read more…]
The paid up additions riders is a form of additional insurance that you can purchase as part of your permanent life insurance policy. You purchase the riders with your policy dividends. [Read more…]
Let’s be honest, life insurance isn’t a trending topic of discussion. In fact, only sixty percent of adults have some sort of coverage. Considering the mortality rate is 100%, that is a sobering statistic.
Life insurance can provide long term care for your loved ones should you pass before them. If you need coverage for your spouse, and you have a policy or are getting a policy, the Spouse Term Rider can potentially save you both money. [Read more…]
A Term Rider is a form of benefit for your insurance policy which supplements the coverage you have in the basic policy, designed for those who have permanent life insurance policies but face changing financial needs later in life.
This is a way for you to add term coverage to your basic permanent policy on an as-needed basis. [Read more…]