If you are a healthy person, the life insurance process is pretty standard. It takes about a month, and after the application, medical test and analysis you get issued a policy. However, for the people who are dealing with health issues are facing the issue of not qualifying for the standard plans – at least not by going through the process in the traditional manner.
Don’t let it bother you too much though, even if you’ve had an application declined, you may still have options available. There are companies out there that are better for such specific needs such as smokers life insurance or pilot life insurance. We provide many reviews for you to look over to find the best fit for you! One such option could be a no medical exam life insurance policy through MetLife.
These policies are designed to cover costs such as final expenses, unpaid debts, and other financial obligations that your survivors could be left with in the event of the unexpected – and with these plans, an applicant cannot be turned down for coverage due to adverse health issues such as someone needing Type 1 diabetes life insurance or life insurance for diabetics type 2. [Read more…]