As a professional athlete, life insurance companies look at what sport you play and what factors might lead to additional health concerns. There are certain sports that are significantly more strenuous and there are sports that are more dangerous.
No matter what type of professional sport either MLB, NHL, NBA, WNBA, and NFL, having insurance protection is key to cover your loved ones from financial losses in the event of your death.
Because life insurance companies are in the business of risk management, they need to know what risk you pose financially and part of that involves investigating how easily you might be injured with the sports you play.