When applying for life insurance, proposed insureds are typically required to answer a number of health-related questions on the application for coverage. In addition, in many cases, they must also undergo a medical examination, though there are those companies out there that offer a life insurance policy with no medical exam. This is especially the case if the individual has an adverse health condition and/or they are applying for a high face amount of coverage.
Oftentimes, various substances are found when conducting medical exams for life insurance. One such substance is THC, a compound that is obtained from cannabis that is the primary intoxicant found in marijuana.
When you’re looking for life insurance, there are dozens and dozens of different factors that you’ll need to consider to ensure that you’re getting the best plan possible. This article is going to look at getting life insurance coverage as a person who smokes marijuana. Marijuana and life insurance have an interesting relationship which could change your life insurance protection.