Whenever a person with epilepsy talks to us for the first time we almost always hear the question, “Why are rates on life insurance for people with epilepsy so high?” The quick answer is ignorance.
Life insurance companies are always slow to change their underwriting methods because a mistake in underwriting could lead to huge losses for the company. For this reason people with controlled epilepsy are pretty much getting the shaft on life insurance rates. We know that controlled epilepsy does not lead to any shortage of life span just as well as you do and that is why we work with so many people to find the best rates. There are even no medical exam life insurance policies or low cost life insurance for smokers that are available if these interest you.
Since we know this frustration is out there here are some of the most common questions we see. [Read more…]