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Can You Get Life Insurance for Sick People?

When you apply for life insurance, there are dozens of different factors that the insurance company is going to review when they are deciding how much that they are going to charge you for insurance protection. One of the biggest factors that they are going to look at is your health. The worse that your health is, the more that you’re going to pay for your life insurance protection.

Having poor health is something that most people will have to deal with at some time in their lives.  The good news is that being ill does not necessarily disqualify you from getting a life insurance policy. Unfortunately there is no way to waive a magic wand that will allow you to get a cheap life insurance policy, but when it comes to life insurance for sick people there are several options.  Understanding what the insurance companies are looking for and knowing exactly what category you fit into with the insurance companies. Continue reading to learn more about some of our insurance reviews such as our Metlife Life Insurance Review.

We know that nobody wants to think their own passing, but it’s important that you always plan for the worst. If something tragic were to happen to you, and you don’t have life insurance, then your family would be left with a massive amount of debt and other final expenses. Not having insurance protection is one of the worst mistakes that you could ever make for your loved ones. Continue Reading

Can Overweight People Get Affordable Life Insurance?

There are approximately 127 million people in the United States who are overweight and another 69 million who are obese.  With this increased risk life insurance companies have been increasing the rates for life insurance.  Use the answers to these questions to get a better understanding of life insurance for overweight people. Continue reading to… Continue Reading

Can You Purchase Life Insurance For Disabled People?

With more than 37 million people classified as disabled by the Council for Disability awareness, the question of getting life insurance for this group comes to us on fairly regular basis.  In 1990 the Americans with Disabilities Act was passed and it prevents anyone from denying coverage to anyone because of their disability.  What they can… Continue Reading

Can You Get life Insurance Approval with Hyperthyroidism?

When individuals have any type of adverse health condition, it can be much more difficult to qualify for life insurance coverage. This is because certain health issues may shorten a person’s life expectancy – ultimately leading to a costly life insurance claim that must be paid out by the insurance company. Those who have been… Continue Reading

Life Insurance Approval with Sickle Cell Trait or Sickle Cell Disease

With most any type of adverse health condition, it can become challenging for an applicant to obtain approval for life insurance coverage. This can certainly be the case for those who have sickle cell trait or sickle cell disease. Depending on your actual diagnosis, as well as the severity of your condition, there are some… Continue Reading