Is it possible to get life insurance with MS?
ABSOLUTELY! People with MS can even get standard rates for life insurance. Many people with MS automatically think that they won’t have the ability to get a life insurance plan because of their condition, but nothing could be more incorrect than that. What makes MS such a hard illness to get life insurance with is that each person reacts differently. It is more likely, however, that due to your MS, you will be placed into the Substandard rating class. The exact rating will be dependent upon the degree of your health, as well as how long it has been since you were diagnosed, how long it has been since your last attack, and whether or not you are showing any signs of improvement from any treatment that you are receiving. The exact class of the Substandard rating that your policy is placed in will have a bearing on how much you will pay in premium as well. Working with an agent that has experience with MS life insurance will make all the difference.