Life insurance is one of the most important investments that you’ll make for your loved ones, but several different factors could harm your chances of getting the protection that they need. Several different factors could impact your insurance premiums, and one of those things is tobacco usage.
Smokers are going to pay at least twice as much for their insurance policy as a non-smoker is going to pay for the same coverage, but what if you’re only an occasional smoker? Maybe you only have a celebratory cigar on big occasions, how are those going to alter your life insurance and how much you pay for your policy?
It’s important that you get the best life insurance policy to fit your needs and your family needs. Finding the perfect life insurance can be a long and difficult process, but we are here to help. As an occasional smoker, there are several different factors that you’ll need to consider to get the perfect plan.
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